As this semester draws to a close, the clock is ticking for me to get my shit together.
Graduation. A move. Grad school.
We’re now 4 weeks out from graduation and at this point, I’d really just prefer they hand me my things so I can just go. No need for the pomp and circumstance of a graduation ceremony.
As I type, I’m listening The Friend Zone and they have the Budgetnista on as a guest. I can’t say I was familiar with her before listening but she had some valuable info to share. Numbers have just always sort of made sense to me since I was young, so finance, on the face of it, was pretty easy for me to get.
Don’t spend more than you make.
Don’t take out unnecessary loans. It’s not free money.
Ideally, save half your check and live off the other half.
Simple enough in theory.
But oh bitch, when life starts life-ing, it’s a little bit more difficult to align practice with theory.
She gave an amazing tid-bit about student loans.
Income. Based. Repayment. It’s a thing. Basically, should push come to shove and you broke but still have that loan bill, you can essentially have your monthly balance reduced to $0.
I had a notepad out the whole episode. Can’t be caught out here slipping, especially in New York City. Of course, I’m planning for everything that I can plan for, living situations, jobs, a budget. I’m considering everything that I can think to consider. Obviously, shit will come up that I simply cannot account for, but that’s life. Unplanned things will come up whether I’m in Oxford, Hattiesburg, or New York City.
Overall, I’m stressing but I’m not. In my heart of hearts, I’m at peace. Change doesn’t really scare me. Of course, I’m going to put myself in the best and safest situations that I possibly can, and if some shit hits the fan, we gone chalk it up to the game of life and keep it pushin’. Ain’t no monkeys stopping this show.
It’s full steam ahead.